by Natalie Harris | Sep 12, 2019 | Articles
posted on 9/12/2019 12:30:00 PM The economy continues at its strong pace, keeping unemployment at its lowest rate in nearly 50 years. While this is usually good news, employee financial vulnerability is clouding this sunny forecast. The repercussions are impacting...
by Natalie Harris | May 28, 2019 | Articles
posted on 5/28/2019 11:58:00 AM Though some employers may not think so, the truth is that in today’s world 401(k) plans are subject to fraudulent activity and that the often-overlooked retirement plan can be the perfect place for it to occur. For example, in...
by Natalie Harris | May 28, 2019 | Articles
posted on 5/28/2019 11:57:00 AM With the future of Social Security in question, it is becoming ever increasingly important for workers to self- prepare for post-retirement living. Studies show that approximately one out of every three eligible workers choose NOT to...
by Natalie Harris | Mar 13, 2019 | Articles
posted on 3/13/2019 9:43:00 AM In 2018, the 401(k) plan celebrated its 40th birthday! Though extremely popular today, 401(k) plans came about almost by accident. IRC Section 401(k) was passed into law as part of the Revenue Act of 1978 and was included to limit...
by Natalie Harris | Mar 13, 2019 | Articles
posted on 3/13/2019 9:42:00 AM If your plan offers a Roth 401(k) provision, your participants might ask, “Which one is better for me?” As the availability of Roth options in 401(k) plans and Roth contribution percentages continue to rise, it’s important to be able to...
by Natalie Harris | Feb 28, 2019 | Articles
posted on 2/28/2019 9:41:00 AM Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of “highly compensated employees” (HCEs) or exceed the contribution limits set forth by the IRS. Depending on your...
